Exceptional cover within Warrings dry cleaners insurance package covering a variety of risks

Warrings dry cleaners insurance provides a truly adaptable package to suit all dry cleaning businesses. The policy is flexible and designed to provide business owners with a choice of cover when taking out insurance protection for their business. In this way Warrings provide the most economical and cost effective packages for each business we work with.

Monthly premium payment plan

Monthly premium payment plans have been designed to make paying for your dry cleaners insurance affordable and easy to budget for. Our professional account managers will be delighted to assist you if you wish to pay for your premiums in instalments.

The following sections will be automatically provided within our standard dry cleaners insurance package:

Business Interruption

This covers loss of trading profit during a 24 month period following an event which may have caused damage and/or destruction to your dry cleaning premises or your business’ contents.

Employers' Liability

This covers legal liability for injury to employees up to £10,000,000 or £5,000,000 if the loss arises from terrorism.

Public Liability

This covers Legal liability to the general public for personal injury and/or damage to their property arising from negligence by you or your employees in the conduct of your dry cleaning business, up to £2,000,000

Products Liability

Up to a limit of £2,000,000 this covers accidental injury to the general public or damage to their property caused by any product that you have sold or supplied to them which is no longer under your control or in your possession.

Money and Personal Assault

Subject to certain limits, this covers loss of money on the premises, in transit or at your or one of your employees homes.

Property Damage

This covers loss or damage to contents caused by fire and theft and accidental damage.

Glass (repairs or replacement)

This provides protection from breakage or damage to the glass in your windows and doors of your business premises. Also provides cover for the window and door frames and signage, displays and counters.

Book Debts

Covers losses in relation to outstanding customer balances where property damage has occurred and as a result books or accounts have been lost or damaged. With certain exclusions this section provides £25,000 of cover although this can be extended if required for greater amounts.

Goods in Transit

Standard cover provides £2,500 of protection of goods in transit against loss or damage by you or your employees or a third party. A higher sum can be insured if necessary.

The following sections can be arranged as additions if you should require them:

Terrorism

The optional extra cover provides against the effect of damage caused by an act of terrorism

All Risks

This optional cover provides an alternative to covering individual machinery on your premises like dry cleaning equipment, computers, telephones etc against specific perils under the Property Damage sections; instead this provides a wider level of cover.

The above notes are very brief summaries of the protection available under components of the insurance products Warrings promote for dry cleaners. These summaries do not constitute any insurance policy or contain the full terms and conditions of insurance cover or limitations under the policy and should not be relied upon as such to be representative of the cover we may eventually provide under a contract of insurance. Full policy wordings and a more detailed summary of cover are available upon request directly from a Warrings insurance representative.

Our dedicated professional insurance team members will be able to assist you with any clarifications to questions you may have about the dry cleaners insurance package or if you wish to receive a full summary of cover provided by the insurance policy. Please telephone 0844 209 0566 or click on the "Request a call back" link on the left, complete the form and we would be delighted to assist you with your enquiries.